MHIC NASCLA Contractors Practice Exam

Which of the following is NOT a component of Workers' Compensation?

1. Medical Expenses

2. Disability Pay

3. Unemployment Benefits

4. Benefits to dependents

The correct answer is: Unemployment Benefits

Workers' Compensation is designed to provide financial support and benefits to employees who suffer job-related injuries or illnesses. It typically includes several key components, such as: - Medical Expenses: This covers the costs of medical treatment needed as a result of a workplace injury, ensuring that employees receive the necessary care without financial burden. - Disability Pay: This component provides compensation to employees who are unable to work due to their injury or illness, helping to replace a portion of their lost wages during their recovery period. - Benefits to Dependents: In the event that a worker passes away due to a job-related incident, Workers' Compensation provides benefits to the dependents of that worker, ensuring that their families are financially supported. Unemployment benefits, however, are a separate program that provides financial assistance to individuals who have lost their job through no fault of their own. These benefits are not linked to job-related injuries or illnesses, making them distinct from the components of Workers' Compensation. Therefore, unemployment benefits do not belong in the context of Workers' Compensation, as they address different circumstances and needs related to employment.